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We are here to serve as an advocate to you, our client, providing honest advice about student loan origination, consolidation, and effective use of deferment, forbearance and grace period rights in order to provide you with the best money saving options the law will allow!

0.60% Grace Period Discount When you are currently in your grace period, you are entitled to a .60% Rate Reduction off of your standard repayment interest rates on your variable rate loans. The Grace rate therefore will be discounted and utilized in the calculation of the new fixed rate.